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ATTENTION:
Auto Accident Victim!!!
SPECIAL "FREE REPORT" REVEALS:
"HOW TO KEEP FROM GETTING RIPPED OFF BY BIG
INSURANCE COMPANIES AND INCOMPETENT LAWYERS"
If you've recently been in an accident or injured as a
result of someone else's negligence (for example: auto
accident, work or slip and fall), you're probably
confused or worried about what step to take next:
If you currently have any of these concerns, then
please keep reading this special report. My name is Mr.William E.
McKechnie; I have been a certified trial lawyer for over fifteen
years. I have settled over 8 million dollars in insurance company
settlements in the past 18 years. Since being involved with the
legal system, I've seen, hard working,
honest, unsuspecting people being taken advantage of by uncaring
insurance companies,
even by incompetent and unscrupulous lawyers.
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If you've been injured in an auto, slip and fall accident or
worker compensation
injury there~are some "facts" you absolutely want to
know. This Special Report details some of the critical facts you
want to be aware of in order to ensure you get what you
rightfully deserve.
Over the past 17 years, I have encountered many people who have
suffered from auto accident injuries, who have been injured
during a slip and fall, who have been involved in work related
accident or who have been~injured by a defective product, but
they don't seek the "right" legal advice. Some of these
people haven't gone to a lawyer because they don't know if they
have the right to compensation, some are intimidated and some
have had bad experiences in the past with other lawyers.
Each year I hear of dozens of cases where the injured party is
entitled to receive compensation for injuries, but never take any
action to submit a claim to get what they truly deserve. In this
day and age, doin ng othing at all is one of the worst things you
can do. I consider myself to be a fighter, someone who looks out
for the small guy. That's why I have taken the time to sit down
and write this Special Comprehensive Report and offer it for FREE
to anyone who asks. It makes me sick to my stomach seeing injured
people cheated out of what they rightfully deserve because they
were intimidated by a big insurance company and were
"SOLD" an unfair settlement by an incompetent lawyer.
It's hard enough to make ends meet today and getting injured
shouldn't have to make matters even worse.
HOW CAN THIS BE HAPPENING TO ME?
Take for example, R.K., one of my clients. R.K. is a hard working
mother of two small children, who was driving home from work when
a reckless driver ran the light at a busy intersection and broad
sided her car. Her car.was totaled since the car that hit her was
traveling at speeds more than 50 miles per hour. As you would
guess the person who hit R.K. didn't have insurance and was
driving on a revoked list.
R.K. was taken immediately via air transportation to the nearest
trauma center; she was unconscious and had'suffered multiple
internal.injuries. She underwent several CAT scans of her head
and body. To say the least she was lucky to be alive!
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The next few days were critical for R.K. because she really started to take a turn for the worst. She also developed severe headaches, dizziness, and numbness into her hands and legs. She could hardly turn her head due to the severe headaches and could hardly,sleep.at night. After several days in the hospital, she was released and told to follow up with her family doctor.
Months following the accident her life had turned into a
nightmare. The person who hit her skipped town and her insurance
company wanted to settle with her for practically nothing. She
asked a good friend if she knew of any lawyers. Her friend sent
her to a lawyer she once used for a closing on her property. She
said that he really knew his stuff. Well to make a long story
short, this attorney told her to take what her insurance company
was offering because the person who hit her skipped town and had
no insurance.
R.K. was desperate and came to our office, where we did some
research. We put in a claim for R.K. and we hired a private
investigator to find the guilty party. Now that her insurance
company found out that we were involved they knew that they would
have to settle to our demands due to the uninsured motor vehicle
protection that our client had on her policy.
Another one of our recent client's, T.A. was in a minor fender
bender at a light, where he was struck in the rear. He didn't
feel any signs of immediate pain following the accident and never
went to the hospital. All he felt was a little neck pain and pain
in his right hip from applying the brakes at the time of the
impact. A few months later he began having severe headaches with
neck and lower back pain. Since he never went to the hospital
following the accident, he thought that he wouldn't be able to
make a claim for the pain he was now experiencing.
Eventually, the pain just became too much for T.A. He went to his
family doctor initially for a check up. The doctor told him that
he had suffered a serious spinal injury and referred him for a
Ø. The doctor also began treating him for his injuries.
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The insurance company told him that they would only pay a small
portion of his medical bills, plus a few hundred dollars for his
pain and suffering as a result of his injuries. 4
The insurance company went by the damage to his car, which was
minimal at the time of the accident. Yet T.A. had suffered two
herniated discs to his neck and three herniated discs in his
lower back. T.A. was seriously injured and was scared.
Understandably, T.A. began asking questions like: "Do I have
the right to be compensated for more than what the insurance
company is offering me? Do I need a to see a'lawyer? How do I
choose a good lawyer who has the experience? How will I know if
the lawyer is the best for the job?
T.A. was seriously confused and was getting desperate. Talk about
pressure. When T.A. came to see me he was at his wit's end, ready
to sign his rights away so he could at least get
"something". Here's T.A. situation: The insurance
company can't believe that he was seriously injured from a
so-called "low impact" injury. Many "low
impact" accidents can actually cause hidden injuries ifthe
occupant is not expecting a sudden impact like T.A.
Fortunately for T.A., he came to see me before signing his rights
away to the insurance company or hiring an incompetent lawyer who
knows nothing about "low impact" injuries. He could
have easily taken this quick (and inadequate) settlement.
I was able to take the pressure off T. A. while we took the
insurance company to court to force them to live up to their
legal "obligations". Most importantly, I sat down with
T.A. and explained what his rights were when it came to his
personal injuries he had suffered. He never understood what was
involved with the legal process until I told him that he had
"rights", including compensation for the pain and
suffering he was experiencing as a result of this accident. I
gathered T.A.'s medical records together and over a period of
several months of negotiations was able to obtain a settlement
for several thousands of dollars. It took some time, but it was
acceptable to T. A and me. The bottom line is that the settlement
was "right" and it` was what T. A. deserved.
Are you counting on an incompetent lawyer to let you know
what our rights are?
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Or even worse are you counting on that big insurance
company to tell you the truth?
NO MIRACLES--JUST HARD WORK
Now I didn't work any special miracle on R.K.'s or T.A.'s case. I
just did my job as a lawyer. First of all I did what I was
supposed to do and that is to protect my client's interests. I
did my homework and investigated each claim, knew the law,
followed the proper procedures and held my ground for my clients.
That way it gave us an opportunity for a just and fair
settlement.
The tragedy in all this is there are a lot of people out there
just like R.K. and T. A. Every year hundreds if not thousands of
people are injured in automobile accidents or in a slip and fall
or by a defective product. In some way or another, they are
injured all over again by those BIG insurance companies they're
up against or even by an incompetent lawer they hire to
represent them.
I hate to admit it but incompetent lawyers hurt their clients all
the time. They don't file the correct paper work. They miss
critical, deadlines. They don't know how to properly research
their client's case. They don't spend enough time doing their
homework preparing their client's case. Even worse, many lawyers
have never taken a case to trial and so they don't know what
their client's case is worth.
The harsh reality is that the BIG, STRONG AND POWERFUL insurance
companies often try to force the injured party into accepting a
lower settlement for their injuries than they truly deserve. The
truth of the matter here is that insurance companies are in
business to make money and the less they pay you, the more
profits they can put into their pockets.
If you don't know what to look for, you could get yourself into a
lot of trouble from both sides!
All too often these mistakes could have been `simply"
averted. Many of these cases happen each and every year, with
hundreds of people recovering with far less compensation than
they are entitled to receive. The sad part about these
cases is these mistakes result in no compensation at allfor the
iniured party.
This almost happed to R.K. and T.A. Don't let this happen
to you!
NOW IT GETS INTERESTING!
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I may catch some slack for this next statement, but I don't care.
I've got to tell you. It's the truth and it needs to be said.
Receiving an injury isn't the only damage you may receive.
Each year and every year lawyers in this state are brought before
the disciplinary committee for review of poor performance and
mistakes. Unfortunately, this news doesn't get too much attention
in the local newspaper.
When you've beerY<injured due to the negligence of someone
else, choosing a qualified lawyer is as important as choosing the
right doctor!
I once read, "Good Judgement Comes From Experience and
Experience Comes From Bad Judgement." This statement is so
true, especially when you're choosing a lawyer.
The lesson to learn here is, "let the inexperienced lawyer experiment
with someone else's legal problems".
NOT YOURS!!!
SO WHAT CAN I DO ABOUT MY ACCIDENT OR INJURY?
The first thing I want to tell you, free of charge is that there
are certain deadlines to file claims for different types of
accidents. The following is a general statement about some of the
deadlines for some types of accidents:
Motor Vehicle Accident: 6 years
Slip and Fall: 6 years
Product Liability: 6 years
Claims for wrongful death 2 years
WARNING: THESE ARE GENERAL STATEMENTS OF
LIMITATIONS. THERE ARE MANY EXCEPTIONS AND YOU SHOULD CONSULT A
LEGAL "EXPERT" CONCERNING YOUR PARTICULAR CLAIM AND THE
STATUTE OF LIMITATIONS AND ANY APPLICABLE EXCEPTIONS.
WHAT ARE YOU ENTITLED TO?
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Generally speaking, under North Dakota and Minnesota State Law,
if you are
involved in an accident or are injured through no fault of your
own, you are entitled to
.recover the following damages:
Pain and Suffering: Ordinarily,
the most "valuable" element of your bodily
injury claim
is the right to compensation for all "pain and
suffering" you have sustained and will
endure as a proximate result of your injury. These are
your "general damages" and
may run far in excess of your "special damages"
(e.g., earnings loss and medical
expenses).
Loss of Earnings: You are also
entitled to recover the reasonable value of working
time loss on account of the injury. Thus, wages,
commissions, bonuses and all other
earnings and fringe benefits that you have lost or
probably will lose in the fixture
("future earnings" damages) are compensable
damage's elements.
Medical Expenses: You are entitled
to recover the reasonable portion of your medical
expenses that have been incurred and that are reasonably
certain to be incurred in the
future as a result of the injury. These expenses include
past (already-incurred) medical
expenses as well as future medical expenses, which may be
the product of the original
injury or may result from an increased susceptibility to
future injury because of the
accident in question.
Impaired Earning Capacity:
"Impaired earning capacity" damages are closely
related
to loss of future earnings damages. It is often simply an
alternative way of
compensating you for future earnings loss (discussed
above). Technically, "impaired
earning capacity" refers to the extent to which the
injury has interfered with your
ability to advance to a better paying position or an
alternative career. The damages in
effect compensate you for injury to your earningpower.
Damage to Personal Property: The infliction
of bodily injury upon you might have also caused you a
personal property loss, e.g., damage to or destruction of
your automobile in a vehicle collision. The net property
loss sustained as a proximate result of the accident may
be recoverable as part of your compensatory damages.
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CAUTION: THERE HAS BEEN SOME RECENT CHANGES IN NORTH DAKOTA LAW,
WHICH OUTLINES THESE DAMAGES. YOU SHOULD CONSULT WITH AN ATTORNEY
WITH RESPECT TO THESE CHANGES.
Please don't let this come as a surprise to you, but there is
strong possibility that
the insurance company you've been or will be dealing with will
try to get you to accent to
a lesser amount than you deserve. As I mentioned earlier,
insurance companies are in the
business of making money, not paying you. The more money they
keep, the more money
they make. _ . ,
WHERE DO WE GO FROM HERE?
In my experience, the only way to avoid being burned alive or
taken to the cleaners is to hire the most competent,
aggressive and strong willed attorney you can
find!
The only problem is, there are so many lawyers! How will you know
if the lawyer you have is competent or experienced? How will you
know the lawyer you have is going to be the most competent,
aggressive and strong willed attorney you can
get?
LAWYER EXPOSES ALL MYTHS
The truth of the matter is that if you've been involved in a
personal injury, you will only get one chance to get the
compensation you deserve. One of the most important decisions
that you make in your lifetime will be the lawyer you chose to
take on this task. That's why I'm going to expose some of these
myths about lawyers. That way you can have a better chance at
making the right decision that will affect you life.
MYTH #1: EVERY ATTORNEY HAS ABOUT THE SAME AMOUNT OF
EXPERIENCE AND TRAINING.
This has to be one of the biggest myths today. The fact of the
matter is experience and training differs greatly from attorney
to attorney. Some attorneys may have years and years of
experience drafting wills, shuffling papers in real estate
transactions. Why would you want that lawyer representing you in
your personal injury case? If you've been injured, you.don't want
some paper pusher on your.side!
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The lawyer that you hire for your personal injury case should
have a "proven" track record of taking cases like yours
to court in front of live juries and WINNING!
Many attorneys have lots of cases, but they would never take them
to trial! Many lawyers prefer "out of court
settlements", primarily because they don't have the skill to
take their cases to trial, even if they are offered less than the
case is worth. You can bank on the fact that those BIG insurance
companies know this and take gambles with these soft attorneys.
Those BIG insurance companies will never offer you what you truly
deserve knowing that your lawyer will never take your case to
trial and doesn't have the skills necessary to try a case in
court.
Please don't be bashful at asking these tough questions;
"How many cases have you taken to court? How many have you
won? How many years of experience do you have as a trial
lawyer?" These are the -kinds of questions you better be
asking any lawyer you see these questions I would
welcome to take on and answer.
Every professional needs experience, why let someone gain
experience on your dime. Remember that the law profession is like
any other profession when it comes to experience. When you need
help, make sure it's the best help available so you can get the
most benefit from it.
MYTH #2: IF A LAWYER IS ON TV, HE
MUST BE GOOD.
Of course, this is a false statement. Unfortunately, just because
a lawyer appears in TV I-800# commercials, doesn't make them
qualified to handle personal injury cases.
Believe it or not, there are some lawyers who advertise on TV,
who have never tried a personal injury case!
Some lawyers who advertise on TV don't even appear on the
commercial themselves, but hire actors.
Or even worse, some lawyers pay a national promotion company to
run 1-800 # commercials in their area sending them the calls.
Please don't be fooled by those slick commercials. If a lawyer
doesn't have the right tools and experiences that you're
looking.for, then don't hire him/her.
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If you do talk to a lawyer who advertises on TV, then ask him/her
the very same j questions you would any other lawyer, "How
many cases have you taken to jury trial? How many have you won?
How many years of experience as a trial lawyer do you have?"
If all a lawyer had to offer was a slick TV 1-800 # commercial,
do you want to trust one of the most important decisions of your
life to that kind of lawyer?
MYTH #3: ALL LAWYERS ARE SKILLED IN THE ART OF
NEGOTIATING.
You guessed it, wrong statement again. Some of the worst
negotiators I've ever seen have been lawyers! If you've ever
dealt with a big corporation, you know they can be intimidating
and play hard ball. They don't mess around when it comes to
losing money.
You need a lawyer who knows where the weaknesses are in those big
companies. Knowing how to negotiate effectively at driving a hard
bargain. Someone who has been head to head in hundreds of
"high powered" negotiations involving hundred of
thousands of dollars every year. I would also recommend that you
get a lawyer who has actually worked for these companies and
knows the ins and outs of these companies. What tactics they will
use, where their weaknesses are? Having been on the inside
learning their tricks!
The truth of the matter is, most personal injury cases are
settled out of court. If you don't have a lawyer who knows the
fine "art" of negotiation, you could get taken for a
ride or should I say get ripped off!?!
MYTH #4: ALL LAWYERS HAVE THE SAME ABILITY TO WRITE AND
ORGANIZE THE FACTS.
Absolutely wrong! Some lawyers have so many cases they hardly
ever look at the file and they hardly talk to their clients! Just
try to get one of those busy lawyers to return your phone call,
let alone a quick call from his paralegal. These law firms are
what we call in the industry as, "mills",
"factories" or "assembly lines". These
lawyers hire paralegals to do most of their work.
The bottom line here is, no matter how big or small your case is,
it's important to you! You need to have a lawyer on your side
that is 100% committed to providing
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quality, personal service and detailed, attention to all of his
clients. A lawyer who will treat
your case with the utmost importance it truly
deserves.
MYTH # 5: JUST BECAUSE A LAWYER SAYS HE GOES TO TRIAL
DOESN'T MEAN HE GOES IN FRONT OF A JURY!
No, in fact just because they say they're a trial attorney,
doesn't mean that they take cases in front of a "live"
jury. They can appear in front of a judge presenting their case.
Just think about how difficult is to convince 12 people verse 1.
What skill level is needed to communicate in front of 12 jurors?
First of all you need nerves of steel and you better be prepared,
because you only get one shot in front of a jury to look
confident.
ONE THING YOU REALLY DON'T WANT IS TO BE PRESSURED!!!
You must be careful in making an "educated" guess
before choosing the right attorney that can handle your case. You
can't make a good decision if you're under the gun being
PRESSURED!
One of the reasons why I wrote this special report was to see if
I could help. I would like to tell you about your legal rights
and answer all your questions without pressuring you. Plus I will
do this completely free of charge!
Why would I offer you a free of charge consultation? Because I
feel that we should meet to see how I can help. During this
one-on-one interview we'll talk about your personal injury, about
your legal rights and what course of action should be taken. I'm
willing to answer any of your questions you may have about my
background and legal experience including the number of cases
I've taken to court in front of "live" juries. It's my
sincere hope is that during this interview, I can help you:
1) Find a way to get compensated for, your injuries.
2) Find out if the big insurance companies you
are up against are withholding benefits from you. Or, are these
big insurance companies pressuring you to make a wrong decision
for a quick settlement.
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3) You may be exposed to unnecessary risks, you may not know
exist and could spell disaster for you. Just like the Titanic
heading towards the iceberg, unaware of the eminent danger.
.
4) PLUS: I'll give you two bonus reports, just for keeping your
free consultation as a gift from me to you.
Remember that you are under no obligation, no one will pressure
you! I don't know about you but I hate it when I get pressured to
do something I don't want to do from others. That's why I won't
do that to you. I treat everyone with the same respect and
courtesy that I expect back in return. As I mentioned earlier you
will not be obligated to me in any way shape or form!
I just want to create an open forum where you talk freely and
comfortably with someone who's an expert in these matters.
Offering your legal options and answering any questions you may
have. I know that this must be a difficult time for you.
If this special report makes sense to you in anyway, then you've
probably got a few questions. Please feel free to call me while
this report is still fresh in your mind.
Waiting any longer may cause more stress or concern on your part.
I would be happy to get you the information that may ease your
mind.
Now, you may be wondering how I earn my money and whether you
ever have to pay me an hourly fee. Well, I only get paid when I
collect money for my clients who have personal injury claims and
they are never required to pay hourly fees. I only get paid
if you get paid. So, I have an incentive to devote my time to
your case and fight for your rights to receive the kind of
compensation you truly deserve!
You are always free to hire someone else. This happens sometimes
and that's okay. At least you have the information in this report
and have the benefit in knowing this information I will give you
when we meet.
If you think this approach is fair and you want to take advantage
of this free interview with no obligation, just give me a call
and I will personally set a time aside for us to meet.
Thanks again for ordering this Special Free Report. I look
forward to hearing from you!
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Please feel free to call my tolt free number at 1 (877) 311-3491.
Yours truly,
WILLIAM E. MCKECHNIE Dedicated to protecting your rights.
P.S. Remember that getting no help is not the answer to your
problem. When you call the office, please ask to speak with Jan
my personal secretary and she will see to it that you receive a
oneon-one consultation with me for one full hour to discuss your
case at no charge. You can ask any questions and I will frankly
discuss options that are available to you. Even after that, you
are under no obligation to use me as your attorney! I hope that I
made it as simple as possible.
The only reason why we are in practice is to help people like
you.
We have been a trusted personal injury law practice for more than
8 years in this community
and 17 years throughout North Dakota. ..
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